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By using any of LERS pages , in any way accessing Lers.Org or LersBiz.com, or using other
services of LERS, you are accepting the practices described in this policy and our terms of use.

This policy does not apply to the practices of companies that LERS does not own or control,
or to people that LERS does not employ or manage.  In addition, LERS associated
companies may have their own privacy policies for Information Collection and Use

  • General

LERS may collect personal information when you (a) visit LERS pages or the pages of
LERS business partners, (b) request information from LERS, (c) join LERS as a member,
(d) use LERS services, or (e) purchase LERS products.  LERS may combine information
about you that we have with information we obtain from business partners or other
When you register we ask for information such as your name and contact information.  In
connection with purchases we may also ask for credit card numbers, Social Security
numbers or other financial information. Once you sign into our services, you are not
anonymous to us.
LERS collects information about your transactions with us and with some of our business
partners, including information about your use of services and purchase of products that we
LERS may automatically receive and record information on our server logs from your
browser, including your IP address, LERS cookie information, and the page you request.
LERS may use information we receive from you for any business purpose, such as to (a)
fulfill your requests for products and services, (b) improve our services and customize the
advertising and content you see, (c) provide our business partners and others with the
ability to contact you and offer additional products and services you may be interested in,
(d) conduct research, troubleshoot problems, resolve disputes, or enforce the LERS
Standard Membership Rules, or (e) provide reporting for internal and external clients. You
consent to the collection and use of your personal information, including the transfer of
information within and outside the United States for storage, processing, and use as set
forth in this privacy policy.

  • Children

LERS offers a business opportunity that is not appropriate for children under 13.
LERS restricts access by minors by requiring use of a credit card to join LERS online.
When a minor attempts to join LERS, we ask that his or her parent or guardian provide
LERS does not knowingly collect information from children under the age of 13.

  • Information Sharing and Disclosure

LERS may sell, rent, or share personal information about you with our business partners,
affiliated companies, nonaffiliated companies and other people.  Your personal
information may be used to, among other things:
Provide products, services or information you've requested.
Provide you with information about additional products and services you  may be interested
Communicate with you about offers from LERS and our marketing partners via direct
mail, email,
telemarketing or other direct marketing. We respond to subpoenas, court orders, or legal
process, or to establish or exercise our legal rights or defend against legal claims;
We believe it is necessary to share information in order to investigate, prevent, or take
action regarding illegal activities, suspected fraud, situations involving potential threats to
the physical safety of any person, violations of LERS Standard Membership Rules, terms of
use, or as otherwise required or permitted by law.
We transfer information about you if LERS is acquired by or merged with another company.
LERS may employ other companies and individuals to perform functions on our behalf.
Examples include fulfilling orders, delivering packages, sending postal mail and e-mail,
removing repetitive information from customer lists, analyzing data, providing marketing
assistance, processing credit card account payments, providing collection services, and
providing customer service. They may have access to personal information about you
needed to perform their functions.
LERS works with vendors, partners, advertisers, and other service providers in different
industries and categories of business.  
We reserve the right to send you certain communications relating to the LERS service,
such as service announcements and administrative messages, that are considered part of
your LERS membership, without offering you the opportunity to opt-out of receiving them.

  • Cookies

Cookies are alphanumeric identifiers that LERS may transfer to your computer hard drive
through your Web browser.
LERS may set and access cookies on your computer.
LERS may use IP addresses and cookies to analyze trends, administer the site, track
member and user movements, and gather broad demographic information for aggregate use.
LERS may also use web beacons to access LERS cookies inside and outside our network of
web sites and in connection with LERS products and services.

  • Confidentiality and Security

Sensitive financial information, such as credit card information, is encrypted and protected
online for your privacy and security.
Personal information collected by LERS is stored in secure databases, accessible only by
LERS, our affiliated companies and service providers, and others authorized to have access.
We have physical, electronic, and procedural safeguards that comply with applicable
regulations to protect personal information about you.

  • Changes to this Privacy Policy

LERS may modify, cancel or update this policy at any time in its sole discretion.  Any
changes will become effective immediately, and will apply to all personal information then
in LERS possession, custody or control, including all previously-collected information.
LERS may notify you about significant changes in the way we treat personal information
by sending a notice to the primary email address specified in your LERS account, by
placing a notice on our site, or by posting the revised policy at www.Lers.Org or www.

  • Updating Personal Information

If your personal information changes you are responsible to correct or update the personal
data provided to LERS. LERS members may update their account information in the
Members Only area of
Lers.Org or LersBiz.com.

  • Questions and Suggestions

If you have questions or suggestions, you can contact us at:
or call
1(888) 887-0401       07/08                  
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